A mortgage loan is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged.
The normally recovery depends on the purpose, time and condition, business running process etc. Normally loan amount will be recovered on installment basis.
Surety bond or guaranty involves a promise by one party to assume responsibility for the debt obligation of a borrower if that borrower defaults. The person or company providing the promise is also known as a "surety" or as a "guarantor".
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A self-help group (SHG) committee usually composed of 10–20 local women or men.
Loan for the purchase of housing equipment can also be sanctioned to applicants who are having subsisting Housing Loans with us.
Loans for Housing Loan permitted for purchase/construction of flats not permitted under this scheme.
The bank may require self-employed Personal Loan applicants to have a specified minimum income, which can vary by location
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Loan against fixed deposit is given in the form of an overdraft against your deposited amount.